Cheapest Ways to Send Money Internationally in 2025

Sending money abroad doesn’t have to be expensive. In 2025, many new services offer low-cost, fast, and secure international money transfers. Whether you’re an expat supporting family, a freelancer paying bills, or a business owner making international payments, this guide covers the cheapest ways to send money internationally in 2025.

Why Choosing the Cheapest Option Matters

Using the right service can help you:

Save money on transfer fees
Get better exchange rates
Send more money to your loved ones
Receive funds faster

Top Cheapest Ways to Send Money Abroad in 2025

1. Wise (Formerly TransferWise)

Wise is known for offering real mid-market exchange rates with low transparent fees. Great for frequent transfers and expats.

2. Revolut

Revolut offers free or low-fee international transfers within your plan’s limits, making it a cost-effective option for everyday users.

3. OFX

OFX specializes in fee-free large transfers with competitive rates. Ideal for sending amounts over $1,000 internationally.

4. Remitly

Remitly offers low-cost transfers with options for speed or economy delivery, and often has promotional offers for first-time users.

5. WorldRemit

WorldRemit offers low-cost transfers with flexible payout options like cash, bank deposit, and mobile money.

Comparison Table

Service	Fees	Best For	Transfer Speed
Wise	Low & transparent	Regular transfers	1-2 days
Revolut	Free/low (plan limits)	Small everyday payments	Instant to 1 day
OFX	No fee (large transfers)	Large amounts	1-3 days
Remitly	Low	Cash & bank deposits	Minutes to 3 days
WorldRemit	Low	Flexible options	Minutes to 2 days

Service

Fees

Best For

Transfer Speed

Wise

Low & transparent

Regular transfers

1-2 days

Revolut

Free/low (plan limits)

Small everyday payments

Instant to 1 day

OFX

No fee (large transfers)

Large amounts

1-3 days

Remitly

Low

Cash & bank deposits

Minutes to 3 days

WorldRemit

Low

Flexible options

Minutes to 2 days

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Final Verdict: What’s the Cheapest in 2025?

For most users in 2025, Wise offers the cheapest and most transparent way to send money internationally. For small, everyday payments, Revolut is a solid choice. If you’re sending large sums, OFX gives you the best rates with zero fees. For flexible options including cash pickup, choose Remitly or WorldRemit.