Best Apps to Send Money Internationally in 2025 (Cheap & Fast)
Sending money internationally in 2025 is faster, cheaper, and easier than ever—thanks to advanced apps and digital platforms. Whether you're an expat, freelancer, or someone supporting family back home, choosing the right app can save you money on fees and ensure quick delivery.
In this guide, we’ll explore the top 5 apps for international money transfers in 2025 and help you find the best option for your needs.
Why Choosing the Right App Matters
- Lower Fees: Some apps charge hidden fees and high exchange markups.
- Speed: Transfers can range from minutes to 5 days.
- Global Reach: Not all apps cover every country.
- Ease of Use: Simple apps save time and reduce errors.
Top 5 Apps for International Money Transfer in 2025
1. Wise (Formerly TransferWise)
- Fees: Low, transparent fees
- Speed: 1-2 business days
- Best for: Low-cost, mid-market exchange rates
- Countries: 70+ countries
Why choose Wise? It offers the real exchange rate and is perfect for freelancers and expats.
2. Remitly
- Fees: Varies (often free for economy, small fee for express)
- Speed: Minutes (express) or 3-5 days (economy)
- Best for: Sending to Asia, Africa, Latin America
- Countries: 100+ countries
Bonus Tip: Offers promotions for first-time users with fee-free transfers.
3. Western Union
- Fees: Higher, but negotiable for big amounts
- Speed: Minutes to hours
- Best for: Cash pickup and wide network
- Countries: 200+ countries
Why use it? If you need cash pickup in rural areas, WU has the best coverage.
4. WorldRemit
- Fees: Competitive
- Speed: Instant to 1 day
- Best for: Mobile money and bank deposits
- Countries: 130+ countries
Good to know: Supports mobile wallets like M-Pesa and GCash.
5. Revolut
- Fees: Free for small transfers, fees for bigger amounts
- Speed: Instant (if within Revolut network)
- Best for: European and UK users
- Countries: 50+ countries
Bonus: Comes with a multi-currency card for global spending.
Comparison Table of Fees and Speed
| App | Fees | Speed | Countries Supported |
|---|---|---|---|
| Wise | Low | 1-2 days | 70+ |
| Remitly | Low to Medium | Minutes to 5 days | 100+ |
| Western Union | High | Minutes to hours | 200+ |
| WorldRemit | Low | Instant to 1 day | 130+ |
| Revolut | Free/Low | Instant to 2 days | 50+ |
FAQs About Sending Money Abroad
1. Which app offers the cheapest transfer rates?
Wise usually provides the lowest fees with real exchange rates.
2. Can I send money instantly?
Yes, Remitly (express), Western Union, and WorldRemit offer instant or same-day options.
3. What's the best app for cash pickup?
Western Union remains the king of cash pickups worldwide.
4. Do these apps offer promotions?
Yes! Many apps like Remitly and WorldRemit give first-time users fee-free transfers.
Final Thoughts
If you’re looking for cheap, fast, and safe international money transfers in 2025:
- Choose Wise for best overall rates.
- Use Remitly if speed and regional coverage matter.
- Go for Western Union if cash pickup is a must.
Always compare rates and fees before you send to get the best deal.
Ready to save on your next transfer? Try one of these apps today and enjoy smooth, affordable international money transfers!
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