Best App to Send Money from Canada to Other Countries in 2025
Looking to transfer money from Canada to family, friends, or business partners overseas? In 2025, Canadians have multiple top-rated apps offering fast, cheap, and secure international transfers. This guide compares the best apps to send money from Canada based on fees, speed, exchange rates, and payout options.
Why Choosing the Right App Matters for Canadians
Sending money abroad from Canada involves transfer fees, currency conversion costs, and delivery times. The right app helps you save money while ensuring a smooth transfer experience. Factors to consider include:
- Transfer fees
- Exchange rate markups
- Transfer speed
- Cash pickup vs. bank deposit options
Top Apps to Send Money from Canada in 2025
1. Wise (Formerly TransferWise)
Wise is known in Canada for transparent pricing and mid-market exchange rates. It’s ideal for direct bank transfers worldwide.
2. Remitly
Remitly offers Economy (low fee) and Express (fast) options. Supports cash pickup in several countries, making it popular among remitters in Canada.
3. WorldRemit
WorldRemit specializes in international transfers from Canada with multiple payout options: bank deposit, cash pickup, mobile wallet, and airtime top-up.
4. Western Union
Western Union’s vast network makes it a solid choice for cash pickups globally, including remote areas.
5. PaySend
PaySend offers low-cost transfers directly to Visa, Mastercard, UnionPay cards, and bank accounts worldwide, from Canada.
Comparison Table
| App | Fees | Speed | Best For |
|---|---|---|---|
| Wise | Low | 1-2 days | Bank transfers |
| Remitly | Low to Medium | Minutes to 3 days | Cash pickup & bank |
| WorldRemit | Low | Minutes to 2 days | Multiple payout options |
| Western Union | High | Instant | Cash pickups |
| PaySend | Low | Instant to 2 days | Card transfers |
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Final Verdict: What's the Best App in 2025?
For lowest fees and bank-to-bank transfers from Canada, go for Wise. Need cash pickup? Choose Remitly or Western Union. For versatile payout options, WorldRemit shines, while PaySend is perfect for direct card transfers.
Always compare fees and exchange rates before every transfer from Canada to maximize your savings!
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