5 Smart Money Tips for Overseas Pakistanis sending Money back Home

5 Smart Money Tips for Overseas Pakistanis Sending Money Back Home

Living Abroad, But Heart in Pakistan?

Millions of Pakistanis are working hard in Gulf, Europe, and other countries to support their families back home.

But managing money from abroad isn’t easy. Between high costs, currency changes, and family needs — it can feel overwhelming.

Here are 5 practical tips every Overseas Pakistani should follow:


1. Always Use Legal Channels to Send Money

Using illegal methods like Hundi/Hawala can lead to:

  • Risk of losing your money
  • Legal trouble
  • No record for your family or bank
Use legal options like:
- Bank Transfers
- MoneyGram / Western Union
- RDA (Roshan Digital Account)
- Mobile Wallets (with partner banks in Pakistan)

2. Open a Roshan Digital Account (RDA)

The RDA is made only for overseas Pakistanis.

With RDA, you can:

  • Send money to your family easily
  • Invest in Naya Pakistan Certificates
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